🎯 Objective:

To enhance GPay's user experience by introducing a suite of AI-driven tools that empower users to effectively manage their finances, track spending, and achieve savings goals. The aim is to transform GPay into a comprehensive financial wellness platform.

🔧 Feature:

Investment Insights

To provide users with actionable investment advice and recommendations based on their financial profile, risk tolerance, and goals.

• Personalized Investment Recommendations:
  • Utilize AI algorithms to analyze user financial data (income, expenses, savings, debt) and risk tolerance.
  • Suggest suitable investment options (stocks, bonds, mutual funds, ETFs) aligned with user goals.
  • Offer a range of investment portfolios based on different risk profiles.
• Investment Performance Tracking:
  • Monitor user's existing investments and provide performance metrics (ROI, annualized returns).
  • Compare investment performance against benchmarks.
  • Offer insights into investment trends and market fluctuations.
• Educational Resources:
  • Provide investment education content (articles, videos, webinars) to enhance user financial literacy.
  • Offer interactive tools for understanding investment concepts (e.g., compound interest calculator).
• Robo-Advisor Integration:
  • Consider integrating a robo-advisor platform to offer automated investment management services.

📜 User Stories/Use Cases

• As a user, I want to receive personalized investment recommendations based on my financial goals and risk tolerance.
• As a user, I want to track the performance of my investments and compare them to benchmarks.